Buying

Get Ready: Pre-Search
Before you begin touring homes, it’s crucial to understand how much you can comfortably spend.
Financing? Get pre-approved by a lender to show sellers you’re serious.
Paying cash? Have proof of funds ready. Don’t forget: most loans require a down payment—often 3%, 10%, or even 20%, depending on the loan type.

Start Your Search
Know what you’re looking for—bedrooms, bathrooms, layout—but also focus on location. Pick two or three ideal neighborhoods where you’d love to live. Work closely with your agent to stay informed on new listings and market trends.

Under Contract & Due Diligence
Once you find the right home and your offer is accepted, the seller’s attorney will prepare the purchase contract. Your agent and attorney will guide you through due diligence—including home inspections, appraisal, title search, survey, and review of disclosures—to ensure the home is a solid investment.

Mortgage Application & Approval
If you’re already pre-approved, great—now it’s time to finalize. Your lender will need the signed contract to proceed. Provide financial documentation such as income verification, credit history, and proof of assets. Compare rates if needed to secure the best terms.

Closing & Move-In
Once your loan is approved, attorneys and agents will coordinate a closing date. You’ll sign the final documents, transfer funds, and receive the keys to your new home.